Short-Term Loans

Fast. Easy. Affordable. Smart.

CashPlease® - The Convenient Way to Manage Your Short-Term Cash Needs.

Welcome to CashPlease®!

When life throws you a curve ball and you need easy access to cash, there's no need to pay ridiculously high interest rates on payday loans. And forget about getting a cash advance from your credit cards, you'll be hit with fees on top of the already high interest rate.

Why is CashPlease® better?

  • Save big on interest and fees!
  • Borrow up to $1,000 (subject to eligibility restrictions)
  • Cash in your account within 4 hours
  • Easy online application
  • Check to see if you're eligible for a loan now

  • Click here to get started!
For example, see how much you could save with CashPlease® as compared to a typical $500 payday loan repaid over a 3-month period...

   Creditor: Generic Payday Advance
   (the cost of your credit as a yearly rate)
391% 47%
   Borrower savings using CashPlease® for a $500 loan repaid over 90 days:     $484.77

*Generic payday advance provider credit terms are sourced from a Community Financial Services Association of America (CFSAA) report entitled Payday Advance: A Cost Comparison of the Alternatives. Terms depicted assume (i) credit principal at a cost of $15 per $100, a 14-day loan term, and repayment by balloon payment upon maturity; (ii) six "rollovers" of an initial payday advance to sustain the $500 principal for 90 days; and (iii) each "rollover" requires a new $75 payday advance fee. Stated APR is taken directly from the CFSAA report and contemplates a single 14-day payday advance loan. OneUnited Bank’s CashPlease Loan has an interest rate of 22.500%, an administration fee of $20 and an Annual Percentage Rate (APR) of 46.969% as of February 3, 2022, for a loan amount of $500 and automatic payments through a checking account. Estimated monthly payments - $179.87 for 3 payments. Subject to approval; not all applicants will be approved. See disclosures for current rate information.