Skip to content
Welcome to CashPlease®!
When life throws you a curve ball and you need easy access to cash, there's no need to pay ridiculously high interest rates on payday loans. And forget about getting a cash advance from your credit cards, you'll be hit with fees on top of the already high interest rate.
Why is CashPlease® better?
- Save big on interest and fees!
- Borrow up to $1,000 (subject to eligibility restrictions)
- Cash in your account within 4 hours
- Easy online application
- Check to see if you're eligible for a loan now
Click here to get started!
| Creditor: | Generic Payday Advance Provider* |
CashPlease® |
|---|---|---|
| ANNUAL PERCENTAGE RATE (APR): (the cost of your credit as a yearly rate) |
391% | 47% |
| Borrower savings using CashPlease® for a $500 loan repaid over 90 days: $484.77 | ||
*Generic payday advance provider credit terms are sourced from a Community Financial Services Association of America (CFSAA) report entitled Payday Advance: A Cost Comparison of the Alternatives. Terms depicted assume (i) credit principal at a cost of $15 per $100, a 14-day loan term, and repayment by balloon payment upon maturity; (ii) six "rollovers" of an initial payday advance to sustain the $500 principal for 90 days; and (iii) each "rollover" requires a new $75 payday advance fee. Stated APR is taken directly from the CFSAA report and contemplates a single 14-day payday advance loan. OneUnited Bank’s CashPlease Loan has an interest rate of 22.500%, an administration fee of $20 and an Annual Percentage Rate (APR) of 46.969% as of February 3, 2022, for a loan amount of $500 and automatic payments through a checking account. Estimated monthly payments - $179.87 for 3 payments. Subject to approval; not all applicants will be approved. See disclosures for current rate information.
